Title 5 Inspections: How They Relate To Your Property Transfer

Posted on: 12 July 2016

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If you live in Massachusetts, the state requires you to have a Title 5 inspection of your septic system before you buy or sell a home. The purpose of this inspection is to ensure that your septic tank is clean, working properly, and free from defects that would make it a health hazard. Here are four specific things about property transfers and Title 5 septic system inspections.

Family Transfers

If you have property that is going to be transferred into a trust, and the beneficiaries are family members – such as spouse, children, or siblings – you will not need to submit a Title 5 septic system inspection prior to the transfer. However, for all other sales or transfers between family members, you will need to provide documentation of the Title 5 inspection.

Foreclosures

If you are going to be purchasing a foreclosure, the selling party will need to provide documentation that a Title 5 inspection has been completed on the septic system. This inspection will ensure that you aren't purchasing a home that will require additional septic work. Before you purchase a foreclosure, you should request documentation that the Title 5 inspection has been performed. This will prevent you from being held responsible for the inspection if it isn't conducted prior to the sale of the property.

Bankruptcy

If you're going to be filing for bankruptcy, and you will not be retaining ownership of your home, you will need to provide proof that you have had a Title 5 septic system inspection conducted on your septic system. However, if you are able to provide documentation that your septic system has received routine maintenance, including annual cleaning and servicing, you will not need to provide Title 5 documentation. It is important to note that you must be able to provide written documentation of the servicing that your septic tank has received while you owned the home.

Weather Constraints

If the weather will not allow for a Title 5 inspection at the time of sale or transfer, you may be able to obtain an extension. You'll need to submit a request for extension and have the inspection conducted as soon as the weather permits.

Title 5 septic system inspections are designed to protect individuals from purchasing homes with substandard septic systems. If you have further questions about Title 5 inspections and how they pertain to you, be sure to speak to a septic service provider near you or visit a website like http://www.jcparmenterhopkinton.com.